Technology

When I wrote the Captain Cake series and pivoted to be a children’s author as well as a FinTech guy, a friend said that I should write a children’s book about FinTech, which I did. It’s not something aimed at publication as a book, but thought I would share with you what I came up…

Arriving at the venue, I spot a good friend. We shake hands and hug. Then I see another friend I’ve missed. We hug and kiss. 1999? 2019? 2022? The conference network disappeared in 2020, and it’s now trying to come back. How I miss those networked days. Some say we don’t need them. Some say…

Twenty years ago, I remember being impressed when the late, great David Bowie launched a bank. Admittedly it was backed by USA Bankshares, a proper bank, but the idea of celebrity-branded banks was expected to become a thing. Funnily enough, it hasn’t (unless you count Will.i.am and Atom) yet, nevertheless, what has become a thing…

I recently joined The Digital Growth podcast …   powered by Sounder … and they kindly transcribed the conversation, so I thought I would share it here. Chris Skinner: Traditional banks tend to push products through channels to get greater share of wallet and cross sell. Whereas, digital banks start with the customer journey and…

I haven’t commented much on bitcoin’s (BTC) recent surge, as I’ve been watching and waiting, but it is something. Just in case you didn’t notice, the value has moved from a low of under $5,000 per BTC in March 2020 to around $50,000 per BTC today. But it’s not just BTC: it’s Ether, Bitcoin Cash,…

It’s interesting that the UK regulator, the Financial Conduct Authority, came out with its review of the Buy Now, Pay Later (BNPL) economy, and the media started comparing Klarna with Wonga. I’ve blogged in-depth about both in the past: Whatever you think, Wonga is doing well, July 2013 The Finanser Interviews: Niklas Adalberth, Co-Founder, Deputy…

Unless you were hiding under a rock last week, you must have noticed the Gamestop story. In case it left you bemused, Simon Taylor of 11FS gives a great breakdown of what happened. Over to you Simon … How Robinhood weaponized the Occupy Wall Street movement What happened with Gamestop is the beginning of economic…

Someone asked me to elaborate on the links between banks, government, the economy and society, and this was well illustrated by the video I shared the other day of James Pierpont Morgan, who founded the JPMorgan empire (see end of this blog entry). That all began with learning the banking ropes in Europe; then enabling…

I’ve seen many people struggling during lockdown when their WiFi goes down. In fact, in the UK, TalkTalk and Sky Broadband have seen some big issues with celebrities complaining and those who are vulnerable not only losing their internet access but also their telephone access during lockdown Christmas. Not good. It made me think about whether…

I just received this endorsement from Arnold Schwarzenegger.  It’s the Terminator saying I’m a good guy. Amazing and, awww, thanks Arnie. Thing is, it’s fake. It’s not Arnold Schwarzenegger at all. It’s a deep fake. What amazes me is how real it looks – and yes, I will use it in my future presentations…