Blog Index

This week’s main blog discussions include … Why digital transformation fails I got a nudge that my good friend Jim Marous had just published a new report, sponsored by Qorus and Infosys Finacle. 💯 Jim Marous states that: “innovation is important in banking because it drives growth, allows organisations to stay competitive, and helps solve complex…

This week’s main blog discussions include … Money isn’t everything, but it sure beats whatever’s in second place I spotted a comment the other day that no matter how rich you are, you can never be satisfied. That’s humanity for you. It led to asking the question: why do multimillionaires still bother working? The answer…

This week’s main blog discussions include … Barry Banker and the Market of Doom I’ve been writing children’s stories for a while, and decided to try to apply my childish impishness to the seriousness of banking. That’s a true FinTech approach where we integrate the parent and child. So, here’s my attempt to create an exciting…

This week’s main blog discussions include … Are we in another financial crisis? I claimed that the crisis of Silicon Valley Bank (SVB) and Credit Suisse were isolated cases, specific to those institutions, and there is no financial contagion. Then we get all these headlines about Deutsche Bank being next. What’s going on? The decline and fall of the…

This week’s main blog discussions include … Invisible banking is the place to be A couple of headlines hit me recently. The first is that twitter is going to create a payments system: Twitter has begun applying for regulatory licences across the US and designing the software required to introduce payments across the social media…

This week’s main blog discussions include … Will Silicon Valley Bank kill the FinTech industry? “When you’re not working, what do you do to de-stress?” was the last question Greg Becker, CEO of Silicon Valley Bank (SVB)*, took at an investor conference on Tuesday last week. “Cycling is my advice,” he replied. Three days later…

This week’s main blog discussions include … What’s hot and what’s not in FinTech? I just picked up a long and fascinating article on TechCrunch this week. Unfortunately it’s behind a paywall, but they interview seven leading VC investors in FinTech and asked a whole variety of questions: Many people are calling this a downturn….

This week’s main blog discussions include … Most banks will disappear (Part One) Five years ago, Gartner published a report stating that 80 percent of financial institutions would disappear by 2030. Most banks will be made irrelevant by 2030 – Gartner Within 12 years’ time, 80% of financial firms will either go out of business…

This week’s blog discussions included … What has the government ever done for us? It made me smile when watching Billions during an exchange between Chuck Rhoades (the Attorney General) and a bitcoin miner in Episode 1 of Series 5 (nerdy). Bitcoin miner: “What’s the dollar backed by, since we went off the gold standard?”…

This week’s main blog discussions include … Why the 1% will always be the 1% There’s that line in George Orwell’s Animal Farm: All animals are equal but some animals are more equal than others It always makes me feel slightly uncomfortable, as it would be nice if we had an egalitarian world where everyone…