After sharing my favourite white papers about blockchain and fintech a month ago, I got a bit of a deluge of offers of more papers, so here’s this month’s update. If you don’t like to read about them though, you can always listen to this excellent podcast interview with Chris Skinner, author of ValueWeb, by the…
So as I travel around these global conferences, startup challenges and Fintech daze, I often get asked: what does it take to be a Fintech centre? This is because everyone wants to be one now that they’ve seen the buzz around the market. London has vied to be that centre for some time, with Boris and…
I had a realisation this week. The realisation is that banks have always been hot on technology and innovation. If you don’t think so, then just checkout this blog from April 2008 – eight years ago – where I talk about the rise of innovation in banking. The context was talking about how banks had created a…
Building on yesterday’s discussion of how Fintech firms will eventually become banks, I think a lot of people overlook the humanity in the network. What I mean by this is that there is a natural biological function that takes place with innovation, and it reflects how humans relate to each other. Humans need order to…
Funding Circle, the start-up company that has now lent over £1 billion to UK small businesses, sent me an interesting link yesterday. Because I like the link and I like them, I thought I’d use it for today’s blog. The link is to a gallery of great people throughout history – 100 Brilliant Minds, they…
I was reflecting on something this morning that is endemic to both banks and technology providers. How do you provide great service to global clients? The issue is that most companies are split into three structures: product, process and customer. Product is the back office manufacturer; process is the middle office focused upon operational excellence;…
I said yesterday that bitcoin would be superseded by a corporate-backed digital currency, but not all would agree. Therefore in the spirit of fairness, a great article appeared on Coindesk last week by Tuur Demeester and I decided to finish this week’s predictions series on his views of what will happen with bitcoin this year….
Late last year SourceMedia released findings of a survey of US CIO’s that found the major focus for spending in IT in banks in 2016 would be on security systems. The only area of decreasing spend was on desktops. Interestingly most US bank CIOs will be spending more on branch technologies this year. In a…
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