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Things worth reading: 13th December 2017

Things we’re reading today include … France’s AXA to step up investments in green projects to $11 billion by 2020 My close escape from £10,000 bank scam MoneyTaker hackers reportedly steal £7.5m from ATMs Bitcoin hits another record high in march toward $20,000 LSE’s biggest investor set to rally behind chairman in crunch vote Audi…

The future of cryptocurrencies

2017 has been a wild and fantastic year for cryptocurrencies, especially bitcoin. Everyone was wondering whether they should buy bitcoin. That was back when it was $500 a coin. Now it’s over $11,000 a coin. Funny year 2017. 2017 was when everyone thought they had to get into cryptocurrencies, and you realise that they don’t…

Financial services of the future will be open sourced and real-time

I recently  presented in Miami and BBVA were kind enough to summarise what I said so … here is their summation. Financial services of the future will be open sourced and real-time Chris Skinner closed Latin America’s top ‘fintech’ meeting with a prognosis: The financial services of the future will be open source and real-time…

Things worth reading: 7th November 2017

Things we’re reading today include … Challenger bank Monzo raises another £71m How the Queen was dragged into tax havens affair Regulator mulls compensation for bank scams Saudi billionaire Alwaleed’s arrest rattles investors Who is Prince Al-Waleed bin Talal, the ‘Arabian Warren Buffett’ at the centre of the Saudi anti-corruption purge? Aldermore agrees takeover by South Africa’s…

Don’t be so blasé about people loving FinTech

I find it interesting as we move towards Open Banking and Open APIs through regulations at both the UK and EU levels. The push is for data sharing with trusted third parties with user consent. All well and good, you would think, but several surveys point to it not being quite so rosy. The typical…

Five FinTech Themes from 2017

Following on from talking around the big ten tech themes last Friday, I thought I would follow up with five FinTech themes for right now.  This came out of a keynote speech I gave at Celero’s 9th annual technology conference in Canada last week. It was fun with the CEO, Bob Reczka, kicking off the whole…

The top trends in retail banking innovation

I get lots of input from many sources, and one of the ones I like is the innovation survey of banking produced annually by EFMA with Accenture. It also usually proves to be one of the most read items on my blog – here’s the 2015 and 2016 reports – so, as I know you like it…

The digital transformation journey

I find more and more people are starting to understand that digital is a transformation project, not just an adjunct to business as usual. But there needs to be more of them. We can liken most people’s thinking about digital in banking for example, to the thinking within the media when the first digital magazines…

Slow regulations versus fast tech

Before 2010, I was writing a lot about technology but it was all heavily geared towards regulations.  It was pretty dull, to be honest, but worthy.  MiFID and PSD were top of mind, along with Basel III and other global, European and domestic regulations.  I wrote a lot about regulations. Then it pivoted at the…

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