I know that it’s getting nearer to Christmas and the party season has kicked in, but yes, I’m still here blogging about banking business. There were lots of headlines about the second major RBS payments glitch last week. Here are just a few: RBS suffers IT glitch on Cyber Monday, New Zealand Herald-3 Dec 2013 RBS and Natwest customers…
I’ve been thinking about the new providers of bank services a lot lately. The guys who are innovating using mobile. The Breeze’s of this world from StanChart, the mBank’s, the Simple’s and more. One thing that is common to all is the turnaround of thinking. All of them work with a different view of the…
Another day, another Financial Services Club meeting. This time it was the turn of Colin Tyler, CEO of the Association of Corporate Treasurers. Colin delivered a fascinating presentation around whether banks are delivering for their corporate customers’ needs. Based upon my own notes of the evening, the answer appears to be: not really. Most corporates…
Just got a note from SWIFT today about a new publication they’ve commissioned with BCG (Boston Consulting Group) into World Payments. Seems a bit strange as McKinsey and CapGemini already product great reports in this space. I don’t mind having another one though, especially as the results have been verified by the SWIFT network, so all numbers…
We will soon live in a world without payments. As retailers integrate more of the financial transaction into their trade processes, the more we live in a world where payments become increasingly irrelevant. The ability to walk into a coffee shop and get that cappuccino without scrambling for the change or haling a taxi and…
Open an industry publication these days and you will find articles, reports and comments lamenting the "SEPA end-date" of February 2014. In just a few months' time massive changes will take place in the payments industry in Europe, impacting banks, corporates, clearing houses and consumers. The Single Euro Payments Area project (SEPA for short) will…
It’s getting crowded out there in the mobile payments space. After years of inactivity, everyone’s woken up to the opportunities out there, not the least PayPal. PayPal did nothing in mobile through the 2000s, and I worried they were missing a huge opportunity to grow their business. In fact, being close to the UK PayPal…
It’s getting crowded out there in the mobile payments space. After years of inactivity, everyone’s woken up to the opportunities out there, not the least PayPal. PayPal did nothing in mobile through the 2000s, and I worried they were missing a huge opportunity to grow their business. In fact, being close to the UK PayPal…
I was listening to a futurist talking about our planet, its growth, its overpopulation, the challenge of feeding the planet, sustainability and more, and in the middle of all of this he said that the future would have no money. No money. Zero. Nada. Nowt. A future without money? You must be joking. I mean…
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