Payments processors: Consolidation or fragmentation?
In this guest blog post Nick Senechal, Stategy Leader at VocaLink, looks at the trends in payments processors and clearing operations, with a view that there will be further consolidation in the sector over the next few years. Over recent years the focus of many predictions around the future of payments has been on greater…
2014’s priorities for commercial banks: securing real-time
The year ahead of commercial banking is also a challenging one, as corporate needs are changing and technology is impacting their value and supply chains, as much as banks and, in some cases, if not more. I don’t think 3D Printing will be the big ticket change this year, although this is on the horizon…

2013 was the year for renewal
This is my penultimate review of 2013, as we head towards the shutdown season, so here goes 2013 was the year of meditation. Banks had the chance to think, reflect, plan and look ahead. After five years of manic panic, hysteria, anger, fear, angst and doubt, 2013 was the first year we could actually have…
The Future of SWIFT: a meeting with Gottfried Leibbrandt
Still busy in the Financial Services Club world with meetings in Stockholm, Vienna, Warsaw and London all in the past two weeks. The interesting theme of all these meetings, and those in our future plans, is the digitisation of banking. Most notably, the Chi-x BAT effect noted in our Stockholm launch meeting of the Nordic Financial…

The Future of SWIFT: a meeting with Gottfried Leibbrandt
Still busy in the Financial Services Club world with meetings in Stockholm, Vienna, Warsaw and London all in the past two weeks. The interesting theme of all these meetings, and those in our future plans, is the digitisation of banking. Most notably, the Chi-x BAT effect noted in our Stockholm launch meeting of the Nordic Financial…

The Future of Money (in Denmark)
One of our partners at the Financial Services Club is CFIR, the Copenhagen Finance IT Region. CFIR is an EU-funded networking group in Denmark who produce research and events around the developments in Danish banking and payments. Over the past year, CFIR has worked with the Copenhagen Business School, IBM, Danske Bank, NETS, the Innovation…
The Future of Money (in Denmark)
One of our partners at the Financial Services Club is CFIR, the Copenhagen Finance IT Region. CFIR is an EU-funded networking group in Denmark who produce research and events around the developments in Danish banking and payments. Over the past year, CFIR has worked with the Copenhagen Business School, IBM, Danske Bank, NETS, the Innovation…
Do the issues at RBS show that Fred Goodwin’s era was 1000% incompetent?
I know that it’s getting nearer to Christmas and the party season has kicked in, but yes, I’m still here blogging about banking business. There were lots of headlines about the second major RBS payments glitch last week. Here are just a few: RBS suffers IT glitch on Cyber Monday, New Zealand Herald-3 Dec 2013 RBS and Natwest customers…

Do the issues at RBS show that Fred Goodwin’s era was 1000% incompetent?
I know that it’s getting nearer to Christmas and the party season has kicked in, but yes, I’m still here blogging about banking business. There were lots of headlines about the second major RBS payments glitch last week. Here are just a few: RBS suffers IT glitch on Cyber Monday, New Zealand Herald-3 Dec 2013 RBS and Natwest customers…





















