Chris Skinner's blog

Shaping the future of finance

Payments

Wallet wars haven’t really started yet …

We’re talking wallets. Digital wallets. They’ve been talked about for a long time. Google Wallet was perhaps the first big launch but, since then, there have been many. Two years ago, I showed this slide from O2 on the state of mobile wallets, and said let the wallet wars begin: Two years later, the war…

Wallets

Hello, PayPal Here

I’m a fan of anything that makes life easier and, for me, PayPal is one of those things. PayPal allows me to make cross-border payments easily. Even better, it allows me to take cross-border payments easily. I’ve sold quite a lot of stuff using the PayPal widget, and it makes an SME’s life simpler (although…

PayPal here

Hello, PayPal Here

I’m a fan of anything that makes life easier and, for me, PayPal is one of those things. PayPal allows me to make cross-border payments easily. Even better, it allows me to take cross-border payments easily. I’ve sold quite a lot of stuff using the PayPal widget, and it makes an SME’s life simpler (although…

PayPal here

Bankers are cavemen or cool? #ebaday

I've just attended EBAday for the first time in a few years, and it's an interesting conference. Like a mini-SIBOS for Europe, the major focus is on regulations, specifically the Payment Services Directive II, and the bank's response. However, in order to kick things off, the EBA (Euro Bank Association, not European Bank Authority) invited…

Ebaday10

Does SEPA matter

We had our annual debate This House Believes That SEPA Does Matter the other day, and a wonderful debate it was. In previous years, we’ve moved from being on-the-fence about the proposition to moving firmly in its favour: 2010: This House Believed That SEPA DOES Matter (Just) 2011: This House Believed That SEPA Does NOT Matter (Just) 2012: This House Believed That…

SEPA

The Changing Face of Payments Report, 2014

In late 2013, we researched the views of how payments markets are responding to change. The results are intriguing, so here’s the management summary.  If you would like  a free copy of the report, just download here. In late 2013, the Financial Services Club ran an online survey, in collaboration with Cognizant and VocaLink, about…

The Changing Face of Payments Report, 2014

In late 2013, we researched the views of how payments markets are responding to change. The results are intriguing, so here’s the management summary.  If you would like  a free copy of the report, just download here. In late 2013, the Financial Services Club ran an online survey, in collaboration with Cognizant and VocaLink, about…

Payments regulation: a summary of the latest views

I was lucky to chair this year's International Payments Summit in London, and a lot of talk was about regulation.  The organisers are kind enough to summarise the debate so here's a snapshot from their 12-page conference summary report (if you want more, then come to next year's meeting 😉  … free places for Corporate…

Payments regulation: a summary of the latest views

I was lucky to chair this year's International Payments Summit in London, and a lot of talk was about regulation.  The organisers are kind enough to summarise the debate so here's a snapshot from their 12-page conference summary report (if you want more, then come to next year's meeting 😉  … free places for Corporate…

Give merchants the finger: now you can with PayPal

We've all been saying that it's only a while before we pay for everything with a biometric, as mentioned in last weeks blog: The Age of the Password is over. Bringing this one step nearer to reality is PayPal. With the release of the Samsung Galaxy S5 last Friday, you can now pay with a fingerprint….

Screenshot 2014-04-15 14.24.11