So Apple Pay finally launched in the USA on October 20 and there’s been mixed reviews. Some people couldn’t make payments, whilst some found they were double-charged. However, these are just teething issues and the overwhelming reports are positive. Even former Apple CEO and Financial Services Club keynote speaker John Sculley: I think Apple Pay…
Payments is tightly coupled with economic success and failure I had a great meeting with PaymentsNZ last week, which finished with a chat about why is the payments scheme relevant. You may think that’s a non-question, but it’s an important one if we are to keep track of why payments is worthy of dialogue when…
We had a revival of the Innotribe from SIBOS on Monday, by gathering the great and the good to discuss cryptocurrencies at the Escalator, an incubator for new fintech start-ups in East London run by Barclays Bank (if you want a primer on this, see Learn Cryptography). The session was led by Richard Brown, Executive…
We’re talking wallets. Digital wallets. They’ve been talked about for a long time. Google Wallet was perhaps the first big launch but, since then, there have been many. Two years ago, I showed this slide from O2 on the state of mobile wallets, and said let the wallet wars begin: Two years later, the war…
I’m a fan of anything that makes life easier and, for me, PayPal is one of those things. PayPal allows me to make cross-border payments easily. Even better, it allows me to take cross-border payments easily. I’ve sold quite a lot of stuff using the PayPal widget, and it makes an SME’s life simpler (although…
I’m a fan of anything that makes life easier and, for me, PayPal is one of those things. PayPal allows me to make cross-border payments easily. Even better, it allows me to take cross-border payments easily. I’ve sold quite a lot of stuff using the PayPal widget, and it makes an SME’s life simpler (although…
I've just attended EBAday for the first time in a few years, and it's an interesting conference. Like a mini-SIBOS for Europe, the major focus is on regulations, specifically the Payment Services Directive II, and the bank's response. However, in order to kick things off, the EBA (Euro Bank Association, not European Bank Authority) invited…
We had our annual debate This House Believes That SEPA Does Matter the other day, and a wonderful debate it was. In previous years, we’ve moved from being on-the-fence about the proposition to moving firmly in its favour: 2010: This House Believed That SEPA DOES Matter (Just) 2011: This House Believed That SEPA Does NOT Matter (Just) 2012: This House Believed That…
In late 2013, we researched the views of how payments markets are responding to change. The results are intriguing, so here’s the management summary. If you would like a free copy of the report, just download here. In late 2013, the Financial Services Club ran an online survey, in collaboration with Cognizant and VocaLink, about…
In late 2013, we researched the views of how payments markets are responding to change. The results are intriguing, so here’s the management summary. If you would like a free copy of the report, just download here. In late 2013, the Financial Services Club ran an online survey, in collaboration with Cognizant and VocaLink, about…
