I'm on travels again and in Hong Kong this week.
That's fine although it was disappointing to wake up to the South China Morning Post screaming headline: "HSBC hit by worst fall for two decades".
Oh yes, that really cheered me up.
It's all to do with the HSBC £12.5 billion ($17 billion) rights issue …
… and with HSBC representing about 25% of the Hang Seng index, it's no wonder locals are saying that the bank has ruined their pension pots.
Mind you, they should have some cheer as the share price picked up during the day, so things aren't so bad are they?
Anyways, I'm here on a payments conference covering Asian market developments from mobile to contactless, from central banks RTGS systems and services to remittances and risk.
I'll put more about developments through the week but, meantime, take heart Hong Kong. Your pensions aren't quite up the spout yet.