Things we're reading today include …
RBS 'is missing lending target' (BBC)
UBS and US government reach deal over tax evasion dispute (Guardian)
Banks' soaring profits boost calls for competition review (Guardian)
Wall Street banks on state aid pay out million dollar bonuses (Telegraph)
US votes to curb excess bonuses (BBC)
FSCS pays out £21bn in 6 months to UK savers (Times)
'$10 trillion' credit crunch cost (BBC)
Fraud warning on tax credit date (BBC)