Things worth reading: 20th November 2015

Things we're reading today include …

• Young 'to be poorer than parents'
• RBS scraps bonuses for bank staff
• Singapore bourse challenges old obstacles with new bond trading system
• Mortgage lending 'strongest since 2008'

The demise of HBOS:

• The demise of HBOS: How it happened
• 'Moral Hazard': the two missing words that rob HBOS report of credibility
• HBOS collapse: Pressure grows for fresh inquiry into auditor KPMG's role
• HBOS collapse: Let battle commence – the regulators can’t afford to fail a second time
• HBOS collapse: Catalogue of failures at the City’s defunct watchdog
• HBOS collapse: I’m finally vindicated – but this is just the start
• HBOS collapse: Seven years on, bosses of failed bank are back under the spotlight
• Why did the watchdog chase just one banker over HBOS collapse?
• HBOS: 10 bankers 'could be banned' for 2008 mortgage-lender collapse
• Up to 10 former HBOS executives could be banned over collapse, damning report finds
• HBOS: 10 executives could face ban
• Why I believe there should be no further action over the £20bn collapse of HBOS

Square's IPO:

• Square shares end 45% higher on debut
• Dorsey's Square jumps in market debut, offering hope to tech startups
• Jack Dorsey: Twitter founder’s latest success can’t stop whispers of tech bubble
• Dorsey's Square jumps in market debut, offering hope to tech startups
• Square’s IPO a lesson to rival start-ups
• Square prices below range in IPO

This week's Economist:

• Celtic phoenix
• Impecunity in diversity
• Takeover bid
• What a carry on
• Swiped
• Class divides