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Of course we need to rip up the roads

I often write some things that I don’t believe, such as yesterday’s blog about the fact that we don’t need to rip up the roads.  Of course we need to rip up the roads, because our mode of transport has changed dramatically.  A great example of this change is just the very nature of the underlying transport architecture we are using.

Historically, our technology architecture has been based upon heavily controlled programme structures.  In the 1990s, we moved into structures based upon modular computing, object-orientation and Service Oriented Architectures (SOA).  Today, we live in a world of plug-and-play APIs and open marketplaces.  The structures are very different, although there are similarities.

The 1990s object oriented developments were designed to develop plug-and-play functionality internally; today’s open APIs are designed to develop plug-and-play functionality externally.  That is a difference in focus which means we can redesign the roads with agility, through open marketplaces and crowd sourced developments.

Have a good weekend.

About Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

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