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The Finanser’s Week: 23rd August 2021- 29th August 2021

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The main blog discussions this week include …

15% of the world’s population has a disability

15% of the world’s population has a disability. According to the Return on Disability Group, this consumer population is bigger than China and accounts for $1.9 trillion in disposable income. That makes me wonder why banks and companies don’t focus upon them more. Interestingly, seeing …

The niche market banks and fintechs are missing

Thing is, when it comes to inclusion, what financial products would you create for people who are blind, deaf, have lost limbs and more? I’ve seen people debating this point over the years, but I haven’t seen much done. Talking ATMs with brail numbers is about it. …

What about maybe? Banks, challengers and neobanks are failing customers …

I was thinking about things that are not being dealt with by banks or fintechs. Surprisingly, there are many things that come to mind: real-time proof of identity to avoid freezing of accounts multiple verifications of a payment to ensure you send to the right …

Why not maybe?

I found the answer to What about maybe? and why HSBC, NatWest, Monzo and more are freezing customer accounts, closing them down and annoying customers left, right and centre. Money. Rather, it’s the money they’ll have to pay if the regulator catches them breaking the rules. …

Mapping the Finverse

I blogged the other day about the Finverse and $100 billion invested in FinTech firms in the first half of 2021. Wow! It made me think that I often talk about the fact that there are 1,000’s of FinTech start-ups launching around the world. My guess …

 

This week's major headlines include (via Citadel Advantage):

 

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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