Chris Skinner's blog Shaping the future of finance
This week’s blog discussions included …
The importance of financial literacy
“When I was a lad, I got four shillings and sixpence every week for pocket money.” “Luxury! I was whipped in two by my dad and lived in a shoebox by the motorway!” says my friend. OK, enough revival of old Monty Python sketches, but …
It’s not FinTech vs Bank or CBDC vs Crypto
I’ve seen a lot of discussions of adversaries. It’s FinTech versus Bank, central bank currencies versus decentralised currencies. The commentary makes it appear like a big battle. I disagree. It’s not a battle or a war. It’s a change to the system based upon progress, …
There was an old game called Scruples that asked what would you do in a particular situation. What would you do if you discovered your best friend was cheating on their partner? Would you tell the partner? What would you do if you knew your …
Who regulates crypto … everyone’s involved but nobody’s in charge
I’m worried that the older I get, the more cynical I get. I watch developments of governments, regulators, banks and business, and keep thinking: these guys are corrupt. But corruption is part of our DNA it seems. It’s purely a matter of transparency that will …
Do you want to be known as the banker who said ‘no’ to Walt Disney?
Everyone is talking a lot about the metaverse these days. What is the metaverse? It’s a progression of how we live. My father used to read books as a kid, and the books would entertain him and come life in his head. I grew up …
