Chris Skinner's blog

Shaping the future of finance

A Directory of Social Finance

Chris Skinner Author Avatar

A few people have said to me that they find it hard to navigate around all the ideas on social finance I've written recently, so here's a non-exhaustive compendium:

Social Finance

Banks ignore social media at their peril
Social networks don't need banks, they need friends
Social finance is right here, right now
Social money – what’s all that about?
Mobile social money, the final frontier?
Why are UK Banks ignoring new media?
How to break trust with social media
Social media has changed society
Is the social web party over?


Can banks twitter?
Bank's tweets and twitters
Why banks should focus upon Twitter
Fake Twitterers in Banking
Arguing about Twitter is a waste of time
A real-time guide to using Twitter: the G20 Protest, April 1st 2009, London
A brief review of (Oz) bank twittering

Virtual Worlds

Second Life: I'm not dead yet!
Virtual banking worlds become more realistic
Money laundering in virtual worlds

The Impact on Banks

Why banks struggle to innovate

The relevance of social media to banks

Why banks have little competition

How social finance could disrupt banking

How a bank should respond to 'disruption'
What does the future bank look like?

The New Economics of Banking

Why banking will be free: Part 1 and Part 2
BaaS - Banking as a Service:  Part 1 and Part 2
The New Economics of Banking
Collaborative Competition
The Multichannel Myth
Banks should be Cannibals
Putting today's tech in perspective
Internet Banking 2010 and Beyond
The Susan Boyle Bank
The Mobile Financial Present
The Mobile Financial Future
New Currencies 

Case Studies

ABSA (Mobile Payments)
Barclaycard (Social Finance/Web 2.0)
BBVA (Social Finance/Web 2.0 and Mobile Finance)
Caja Navarro (Social Finance)
Compare the Meerkat  (Social Finance/Web 2.0)
eBank (Social Finance/Web 2.0)
HSBC  (Social Finance/Web 2.0 and Infrastructure)
Jibun Bank  (Mobile Finance)
Jyske Bank (Branch and Culture)
Kiva (Microfinance/Web 2.0)
Licuro (Social Finance/Savings)
M-PESA (Mobile Payments)
MoBank (Mobile Finance)
PayPal (Payments)
SmartyPig (Social Finance/Savings)
UMPay (Mobile Payments)
Zopa (Social Finance/Loans)

A download of this presentation is available.  Right click this link to download the file (3 Mb pdf). 

Chris Skinner Author Avatar

Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Top 50 Global Thought Leaders and Influencers on FinTech 2023

Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

Thinkers360 Thought Leader

Contact Me

Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award


Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser