Things we're reading today include ...
Companies
Lloyds returns to the black with £1.6bn profit - The Telegraph
Lloyds hails 'milestone' in return to profit - The Independent
Lloyds chief says 'we can't force customers to take loans' as bank returns to profit - The Telegraph
Lloyds insists it is working hard to help businesses - The Independent
Standard Chartered profits up 10% - BBC
SocGen quarterly profits triple - BBC
Profits up at SocGen and StanChart - The Independent
Santander buys 318 RBS branches - BBC
Santander pays £1.65bn for 318 RBS branches - The Telegraph
Markets
'Thousands' targeted in bank scam - BBC
Europe's issuers warn on US reforms - Financial Times
Commentary
Should banks be allowed to make a profit? - The Telegraph
UK banks 'weren't bust at all' - BBC

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...