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Banking in 2031 … any different to banking in 1989?

I'm having a webchat today with First Direct's CEO, Matt Colebrook, who spoke at the Financial Services Club last Monday (more to come later).

The discussion will look at how banking has changed over the last 21 years, as First Direct launched in 1989.

The dialogue is between Matt and good mates Brett King of Bank 2.0 and Christophe Langlois of Visible Banking.

If you want to keep up with it all, it kicks off today at 13:30 GMT …

About Chris M Skinner

Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, the Finanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here…

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Financial services of the future will be open sourced and real-time

I recently  presented in Miami and BBVA were kind enough to summarise what I said …

  • Chris – just read the trancript. If FD are not even close to understanding how to partition their data for security – I dont hold out much hope for the other UK banks.
    Also I know the focus was on opening data was on social media, but perhaps that is a bridge too far – interesting to see how Blippy , Square and Paypal stuff works out.
    Perhaps the way folk will ‘get it’ will be via more private apps – yes id like a DM of my balance, yes I’d like my ‘bank’ to tell me I’d save £5 if I got my petrol down the road, or I’d like iGoogle to tell me I’m probably going overdrawn in 3 days time!
    Banks wont build all this – WE will – we are ! with or without API’s
    Yodlee thrives on screen scraping, so does ewise. What a travesty that in 2010 we are reverting to 1970’s (original amber and green – screen scraping) technology to get what we want out of our banks.
    notice I say OUR banks —> OUR data!