Our biggest stories of the week are ...
I’ve been asked recently to think about banking in 2020. That’s ten years away and, if we cast our memories back ten years, it’s quite a leap. Ten years ago, we had lots of themes bubbling away including customer-centricity, technological...
If the banks are united, then the nations are divided
A good discussion yesterday about government’s powers to influence banks and control their behaviours. The conversation went something along the lines of the following. Governments are working hard to create unified systems across borders for commerce. An example is SEPA...
I was having yet another discussion about bonuses this week and boy, are we fed up with that discussion. Or maybe not. The reason for the maybe not is that we were talking about whether bankers being on salaried versus...
I’ve just been working on a new presentation around banking trends in the retail space. One of the key things that comes out of this is the old multichannel nugget, which has also reared its ugly head in a new...
The major general news stories of the week include ...
Only one of America's major financial institutions was not at risk of collapse during the financial crisis that swept Wall Street in 2008, according to Fed chairman Ben Bernanke.
Barclays to stop offering branch advice - Financial Times
The move shuts down the bank's financial planning arm, puts 1,000 jobs at risk and marks an industry sea change ahead of the FSA's ban on commission from 2013
eWise payo: A New Online Banking ePayments System in the UK - Payments News
eWise has announced it plans to launch eWise payo, the "first and only bank inclusive Online Banking ePayments (OBeP) solution" in the UK. eWise payo enables the consumer to initiate secure and private payments for goods and services or bills online, without having to provide personal financial information to any ...
Families will see their disposable income eaten up as they "pay the inevitable price" for the financial crisis, the Bank of England governor warns.
Banks' earnings: How pay relates to performance - Financial Times
Our interactive graphic visualises the relationship between pay at major banks and revenue and net income
UK's biggest banks could be broken up, says Sir John Vickers - The Telegraph
Head of the Independent Commission on Banking admits for the first time that an enforced separation of retail and investment banking activities is being considered.
Sir John Vickers' speech on banking reform: in full - The Telegraph
Sir John Vickers has outlined the changes UK banks could face to their capital and corporate structures as regulators bid to prevent future financial crises.
Lush hackers cash in stolen cards - BBC
Cyber thieves are cashing in after stealing credit cards in a hack attack on the website of cosmetics firm Lush.
Diamond needs to clarify strategy at Barclays - Financial Times
In a few weeks' time the bank's chief executive will set out his own stall with a plan designed to rebalance the group's businesses and map out a clearer path toward boosting returns
What are the big topics on the Davos agenda this year?
If you like the Finanser, check out the books of the blog: the new Complete Banker Series
The Financial Services Club is sponsored by:
For details of sponsorship email us.
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...
