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About Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, the Finanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

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Financial services of the future will be open sourced and real-time

I recently  presented in Miami and BBVA were kind enough to summarise what I said …

  • Great video … I’ve actually done the BlueOrbit issuance thing, it works very well. Building the system to make it happen is not hard.
    What is a fair bit harder is sharing the space.
    The examples of failure here can perhaps best be seen in the smartcard and telco industries, which attempted to create multi-application platforms. Because nobody really trusted any other partner, it was hard to come to some form of agreement as to how the space was managed.
    In the end, IT companies (Apple, primarily) showed the incumbents how to do it. E.g., in short words, everyone copies Apple’s App Store. So the rhetorical question might be, are you happy for an IT company to build it and run it?