Chris Skinner's blog

Shaping the future of finance

The man behind the mask

Chris Skinner Author Avatar
Anonymous Rock Star

I’ve gotten into this habit of using the SIBOS closing party
to do something a little bit on the edge. 
Controversial, but meant to be funny.

Last year I was the world’s hottest banker …

Anonymous Rock Star

… and this year I was anonymous …


The problem is that I wasn’t.

I was spotted and it didn’t take long before the party police closed in,
asked me for my SIBOS id and then asked for the disguise to be removed.

I was surprised but not, as the mask is a bit of a shocker.

A mask hides your identity and turns you into someone else.

Unlike last year, where everyone thought the hottest bank
rock star outfit was an amuse bouch, I walked around the Osaka-jo Hall and felt very uncomfortable.

Uncomfortable with the looks I was given by everyone in the
room and uncomfortable in the mask.

Most turned their faces away, and I felt relegated to a new
underclass, to be ignored and driven out.

A pariah.

The virus Anonymous had entered the room and needed to be
driven out.

But I was only wearing a mask.

Just a $5 plastic mask from a joke shop.

Some joke.

It just made me realise how I was lucky to be able to remove
the mask and revert to being Chris.


Same t-shirt but no mask, and instant acceptance.

It was an amazing experience, and it brought home to me how the Occupy
movements’ bravado should be admired rather than admonished.

Or, as the Bank of England’s Andy Haldane put it:

It is now over a year
since the Occupy movement commenced its journey and entered the collective
conscience of the public and policymakers. 
One year on, what has it achieved?

Some have suggested
rather little, that Occupy’s voice has been loud but vague, long on problems,
short on solutions.  Others have argued
that the fault-lines in the global financial system, which chasmed during the crisis,
are essentially unaltered, that reform has failed.

I wish to argue
tonight that both are wrong – that Occupy’s voice has been both loud and
persuasive and that policymakers have listened and are acting in ways which
will close those fault-lines.  In fact, I
want to argue that we are in the early stages of a reformation of finance, a
reformation which Occupy has helped stir.

[For the full speech click here]

Bear in mind that these guys are now the industry’s
regulators ... so stop being upset by a mask and go and talk to the people.

Just as I talked to the people last year about bankers, and they equally ignored my message, this rift of the bankers versus the people is caused more by prejudice than understanding.

Here’s to less prejudice about the colour of your skin, ethnicity, sex, religion ...

... oh yes, and plastic masks.


Chris Skinner Author Avatar

Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

Intelligent Money - Chris Skinner Keynote @ Pay 360 conference 2024

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Top 50 Global Thought Leaders and Influencers on FinTech 2023

Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

Thinkers360 Thought Leader

Contact Me

Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award


Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser