Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 22nd April – 28th April 2013

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Our biggest stories of the past week are ...

Why banks struggle
with partnering in mobile finance

Following on from yesterday’s blog about the challenge of
taking a vertically integrated bank and breaking it into pieces that can be
assembled as part of an alternative service, such as a mobile app, reminded me
of the build my...

Why ALL banks will change core systems

There's a theme that keeps cropping up at most conferences I
attend around the remodelling of banks. It came up again today in a discussion
about data leverage at the Asian Banker Summit, and it occurred to me again

Asia always teaches me something: this time it's M&M

This week is Asia week, with a brief jaunt to open the
Terrapinn Cards & Payments Summit in Singapore, followed by engaging in the
Asian Banker’s Annual Summit in Jakarta. I always enjoy visiting Asia as you
gain unique insights...

How to steal ... the easy way

We were privileged to host Tony Sales last week. Tony is
Britain’s Greatest Fraudster, according to the Sun … … stealing over £30
million in a lengthy criminal spree of robbing cards and retailers of goods and
services. Easily done,... 

UK banks fudge Funding for Lending to SMEs

I was trying to find out about the UK Government's Funding
for Lending Scheme and why it isn't working, and managed to meet a senior small
business lending manager with one of the UK's largest retail banks. He spoke

The major general news stories of the past week include ... 

sale of 632 Lloyds branches to Co-op collapses
- The Independent
After more than a year of negotiations the £750 million deal for the Co-op to
buy more than 600 branches from taxpayer-backed Lloyds Banking Group has

TSB: the history of a new bank with an old name
- The Telegraph
Eight key facts about one of our oldest, and newest banks      

Are You Ready to Kill the Password?
- Payments News
The FIDO Alliance today announced several new members - including Google, NXP
and CrucialTec as board members, Entersekt and Fingerprint Cards as founding
sponsors, and Allweb Technologies, Check2Protect, Crocus Technology, Diamond
Fortress Technologies, and Insyndia Global as associate members. The FIDO
Alliance is an industry consortium focused on introducing "the

suffers online bank woes
Customers of Nationwide have been unable to access account information after
computer problems struck at the building society.

Bank sued for $8bn over 'sexy, crazy trades'
- The Telegraph
A billionaire investor's business was "destroyed by a tsunami"
created by "sexy, crazy trades" booked by Deutsche Bank that the
lender could not understand and never should have accepted, the High Court was

heavyweights attack FTT
- The Telegraph
Two of the City's heaviest hitters have declared Europe's financial transaction
tax "insane" and have thrown their weight behind the Government's
legal challenge against the 11 EU members pressing ahead with the levy.  

tops bank complaints list
- The Guardian
Head of new Financial Conduct Authority says complaints data helps consumers
and boosts competition

Bank to launch drive-through branch
- The Guardian
Direct debits are about to join Krispy Kremes and french fries on the list of
things you can get without leaving your car with the launch of the UK's only
drive-through bank. In May, Metro Bank will launch a drive-through service in

and fund managers swap the City for the slopes ... and keep working
- The
Ski resorts such as Chamonix and Verbier are becoming centres for financial
services .        

bonuses on the rise
- Financial Times
High demand for management consultants to work on bank restructuring plans and
to help financial groups respond to regulatory changes


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Chris Skinner Author Avatar

Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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