Tis the season to be jolly and, in that spirit, I thought it was time to update some of our Christmas songs. Here’s the revised version of the twelve days of Christmas ….
On the first day of Christmas
my big bank sent to me:
A diamond in an APR loan.
On the second day of Christmas
my big bank sent to me:
Two Coders
and a diamond in an APR loan.
On the third day of Christmas
my big bank sent to me:
Three Traders
Two Coders
and a diamond in an APR loan.
On the fourth day of Christmas
my big bank sent to me:
Four Challenger Banks
Three Traders
Two Coders
and a diamond in an APR loan.
On the fifth day of Christmas
my big bank sent to me:
Five Goldman Bankers
Four Challenger Banks
Three Traders
Two Coders
and a diamond in an APR loan.
On the sixth day of Christmas
my big bank sent to me:
Six Masters of the Universe
Five Goldman Bankers
Four Challenger Banks
Three Traders
Two Coders
and a diamond in an APR loan.
On the seventh day of Christmas
my big bank sent to me:
Seven Mobile Updates
Six Masters of the Universe
Five Goldman Bankers
Four Challenger Banks
Three Traders
Two Coders
and a diamond in an APR loan.
On the eighth day of Christmas
my big bank sent to me:
On the twelfth day of Christmas
Eight Nasty Letters
Seven Mobile Updates
Six Masters of the Universe
Five Goldman Bankers
Four Challenger Banks
Three Traders
Two Coders
and a diamond in an APR loan.
On the ninth day of Christmas
my big bank sent to me:
Nine Extra Charges
Eight Nasty Letters
Seven Mobile Updates
Six Masters of the Universe
Five Goldman Bankers
Four Challenger Banks
Three Traders
Two Coders
and a diamond in an APR loan.
On the tenth day of Christmas
my big bank sent to me:
Ten Tellers Telling
Nine Extra Charges
Eight Nasty Letters
Seven Mobile Updates
Six Masters of the Universe
Five Goldman Bankers
Four Challenger Banks
Three Traders
Two Coders
and a diamond in an APR loan.
On the eleventh day of Christmas
my big bank sent to me:
Eleven FS Consultants
Ten Tellers Telling
Nine Extra Charges
Eight Nasty Letters
Seven Mobile Updates
Six Masters of the Universe
Five Goldman Bankers
Four Challenger Banks
Three Traders
Two Coders
and a diamond in an APR loan.
On the twelfth day of Christmas
my big bank sent to me:
Twelve Percent Interest
Eleven FS Consultants
Ten Tellers Telling
Nine Extra Charges
Eight Nasty Letters
Seven Mobile Updates
Six Masters of the Universe
Five Goldman Bankers
Four Challenger Banks
Three Traders
Two Coders
and a diamond in an APR loan.
Oh, and just in case you missed it, don't forget to read Jimmy Diamond's Christmas Carol.
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...