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Shaping the future of finance

The Finanser’s Week: 14th August – 20th August 2017

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This week’s main blog headlines are …

How often does your bank refresh its apps and architecture?

I was talking with a few FinTech firms the other day. They are all fully licensed banks, and are less than 15 years old. They all seem to have one thing in common: refreshment. What I mean by this is that they talk about technology …

Diving into the FinTech Wave

I keep trying to define and delineate more and more of this FinTech Wave. It is no longer FinTech, but PayTech, IDTech, InsurTech, WealthTech, RegTech, GulfTech and more. The thing that strikes me the most is that there are two fundamentally different FinTech camps: those …

How Banks and Fintechs are partnering for Financial Inclusion

I received an email the other day pointing my attention to a report from the Center for Financial Inclusion at Accion (CFI), a think tank that engages and challenges the industry to better serve, protect and empower for financial inclusion. I had not heard of CFI before, …

The loss of our high-street banks will make us all poorer

I enjoyed this article in the Evening Standard by Melanie McDonagh and thought I would share it here, to see what reaction it gets. The loss of our high-street banks will make us all poorer — but not financially If you have tears, reader, prepare to shed them …

Ten years since the crisis hit, what’s new?

Last week marked ten years since the financial crisis hit. On August 9 2007, BNP Paribas froze three of its American funds, the first in a chain of events which would lead to the biggest recession since the Great Depression. These funds were tied to …


The latest news headlines …

PwC hit with largest ever fine by financial watchdog...again - The Telegraph

Black banker sues Goldman Sachs for racial discrimination - Reuters
(Reuters) - A black banker in Goldman Sachs Group Inc's personal wealth management unit filed a lawsuit on Wednesday accusing the firm of steering top clients to her white colleagues and denying her promotions because of her race.

Americans' debt level notches a new record high - Reuters
NEW YORK (Reuters) - Americans' debt level notched another record high in the second quarter, after having earlier in the year surpassed its pre-crisis peak, on the back of modest rises in mortgage, auto and credit card debt, where delinquencies jumped.

RBS to cut around 900 IT jobs, says union - The Telegraph

Brexit: UK suggests 'temporary customs union' with EU - BBC
The government sets out the "ambitious" new arrangement it wants to secure after Brexit.

Appeal lodged to revive £14bn Mastercard lawsuit - The Telegraph

Australia's largest bank looks for new boss amid money-laundering claims - The Telegraph

Technology is making banking human again - Gulf News
Today’s innovators remain in step with the times by redefining what it means to be a ‘friendly’ neighbourhood bank

Interview: Matteo Cassina, Saxo Bank – is digital banking the new Big Brother? - Banking Technology
The conversation turned from the demise of bank branches to the rise artificial intelligence (AI) and open banking.

Commonwealth Bank head to retire amid money laundering claims - BBC
The head of Australia's Commonwealth Bank will step down by the middle of next year, the firm said.


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Chris Skinner Author Avatar

Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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