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What does crusty old bread, jumping off a cliff and King Canute have to do with financial services?

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I get invited to lots of different events from speaking and moderating conferences to joining via Skype or WebEx to running webinars and tweetups. I had one of those the other day with Oracle, and they kindly wrote a summary of what we discussed. Enjoy and for the record, the summary of the twitter chat was written by Wendy Leung.

What does crusty old bread, jumping off a cliff and King Canute have to do with financial services?

They were all part of our #OracleChat conversation with Chris Skinner, chairman of the Financial Services club, Chuck Hollis, senior vice president and technologist at Oracle and Mark Smedley, vice president, financial services at Oracle.

Our chat kicked off with how two of the fastest growing emerging technologies, blockchain and artificial intelligence are being leveraged by financial institutions today.

And the need for speed Chris and Chuck both pointed out. It’s not easy as banks are starting to commit to innovation.

The most burning question I had for the panelists was, is the next wave of talent and business competition going to be against machines in this era of digitization?

Luckily, both Chris and Mark agreed, that there are other jobs in fintech, blockchain and AI being created every day. As Mark said, machines are definitely no substitution for smart people.

I wrapped up the chat with a final question to our panelists on what their predictions for financial services in 2018 and beyond. We were very honored to have BBVA, leading innovative bank chime in on their focus and thoughts of the next banking evolution.

Chris Skinner said it best, "Battle will be all about data intimacy and the banks that are the most clever with data will win."

If you missed this chat, take a look at the highlights.

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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