Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 16th September – 22nd September 2019

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The main blog headlines are …

The two big issues bank CEOs have with FinTech

For all the talk about how well FinTech start-ups are doing, I hear two regular laments from bank CEOs. First, why aren’t we valued like FinTechs? and second, why aren’t FinTechs regulated like us. On the first point, it’s quite clear that FinTech start-ups are …

Greed is good … or is it?

There’s a comment that has stayed with me for a long time. It goes along the lines of if you’re earning $10 million a year then spending $10,000 is only the same as someone who earns $100,000 a year spending $100. It’s just relative. This …

Greed is good … and my bonus is better

I was a bit agog and aghast at the recent announcement from 192 US CEOs, who said that stakeholders are now more important than shareholders. This focus upon stakeholders has been an emerging trend for over the past quarter century and here’s what these great …

When digitalisation stops and humans step in, it all falls to pieces (American Express)

I saw a list on Facebook the other day about being old. It was a note that said: “How to tell when you’re an adult: you gain 30lbs overnight you’d rather sleep in than go out everything hurts comfort comes before style everything feels like …

Corporate cloud-based payments: what’s that all about?

I was recently asked by Volante Technologies to consider what being a digital bank means, specifically for a commercial bank and, even more specifically, the bank’s payments and treasury services. After all most of the focus on digital banking and digital payments has been in …


And the top news headlines this week are …

Changing weather could put insurance firms out of business - Economist
Climate issue: The cost of comprehensive cover could become exorbitant, even as it is needed more than ever

Brexit/City jobs: iffy on the Liffey - Financial Times
A trickle of jobs leaving London could turn into an exodus

'She picked the wrong one when she picked Doreen': Watch pensioner turn tables on cash machine 'thief'  - The Telegraph

Why is the Fed pumping money into the banking system? - BBC
The US central bank has pumped more than $200bn into the financial markets this week. Should we worry?

Cash strapped students targeted as money mules - The Telegraph

Challenger bank Metro may be challenged on capital - Financial Times
Regulator is extending the scope of its investigation into accounting error

Why the Fed was forced to intervene in short-term money markets - Economist
The repo rate spiked in an alarming echo of the financial crisis

Consumers' credit card spending 'overtakes cash' - BBC
Debit cards were most used, but falling cash use pushed notes and coins to third place, say retailers.

Deutsche Bank stake lifts fintech company to €1bn valuation - Financial Times
Deal worth €50m with Hamburg-based Deposit Solutions marks largest fintech investment for lender

ECB has put Europe on a collision course with Donald Trump - Guardian
Plan to cut interest rates and continue QE is an exchange-rate policy in all but name On 12 September, the European Central Bank decided to launch yet another asset-purchase programme, with plans to buy €20bn ($22bn) in new securities per month for an indefinite period of time, using the same


Chris Skinner Author Avatar

Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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