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Shaping the future of finance

The Finanser’s Week: 21st May – 28th May 2023

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This week's main blog discussions include ...

Some challenger banks are challenged

I’ve written quite a lot about Revolut and Monzo, as well as many other challenger banks. Now, as we hit hard times with rising inflation, interest rates and a recession looming in so many markets what’s the state of the fintech nation? Well, it’s challenging for challengers. Some are doing well, but many are being called out for…

But I don’t want to be empowered!

Some years ago, I was talking about corporate transformation and the move from command-control to coach-counsel organisations. Command-control are businesses that run in a military style. You do what I tell you to do and obey the rules. Coach-counsel was far more developmental. How can I help you achieve your dreams. Some described the former…

Question everything

I just had this chat on twitter, based upon my line: Question Everything! Question everything — Chris Skinner (@Chris_Skinner) May 19, 2023 My friend Ajit asked WHY? My answer was: because, if you don’t, you accept everything as it is … which is not right when everything is changing around you. This reminded me…

Thinking about 2023

2023 is proving to be a really weird year. On the back of a pandemic, we have a world where interest rates are rising, business is contracting, tax is going up and confidence is going down. I cannot see anywhere in the world that is stable or normal. We have war in Europe …

The art of #catfishing is turbo-charged

Technology is making catfishing a new art form that is getting better every single day. What is catfishing? Catfishing refers to when a person takes information and images, typically from other people, and uses them to create a new identity for themselves. Therefore, I was struck by this when a tweet by my friend Dave Birch noted a news item the other day:


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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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