Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 5th June – 11th June 2023

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This week’s main blog discussions include …

Make my money matter … an interview with Richard Curtis

I spotted an interview with Richard Curtis the other day about his campaign to change how pensions funds invest. The campaign is called Make my money matter and asks institutional investors, pension funds and banks to ensure that they invest in a sustainable way. Discussing this in an interview with Akshat Rathi in the podcast…

The past, present and future of technology, finance and us

I recently presented at the DIFC’s first Dubai Fintech Summit on the past, present and future of banking, finance and technology. It was fun, but with only twenty minutes, it was fast. So, here is that presentation and transcript if you are interested … Slides: Video: Transcript: Some of you may know me but,…

ETH: is this the future global currency?

I often quote Bob Diamond, the former CEO of Barclays Bank, who states: “I can’t think of anyone who doesn’t believe that in the future a digital version of the dollar for institutional and corporate use isn’t going to happen and be far more efficient.” Bob is now a founder of Atlas Capital, and also…

Why JPMorgan wins

I’ve written a lot about JPMorgan for over two decades, ever since Jamie Dimon took over the bank in 2004. Back then, it was notable that he made a decision to revoke a massive ten-year outsourcing contract with IBM. Industry watchers see Dimon’s fingerprints on Chase’s decision, announced Wednesday, to cancel the company’s $5 billion,…

The Lego Bank arrives

Years ago (over fifteen to be exact), I talked about Banking-as-a-Service (BaaS). More than six years ago, I urged financial providers to become conductors and curators of the financial ecosystem. Now, we are in 2023, and there are a few examples of both structures in the fintech system …

This week’s FinTech Uncut (FU!)

Will Fintechs kill banks? Will AI kill us? Did Money2020 Europe kill the half of the team that attended? The short answers are no, no and no and for the longer answers we’re afraid you’ll just have to watch / listen to the show! Oh … and both Rik and Chris broke out in song this time (but…

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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