
This week’s main blog discussions include …
AI should augment the human and automate the mundane
We’ve all seen the massive discussions about artificial intelligence (AI) lately. Can we regulate it? What does it mean? Will we all lose our jobs? How can it be used in way that helps humans and does not destroy them? It is a debate we had in financial markets for years. Back in the last…
Where do I fit when my AI makes all the decisions for me?
I remember a big debate in the 1990s about the future of finance. One of the main themes was whether we needed intermediaries. After a quarter of century, the answer is yes. We have intermediaries to provide trust between two people who don’t trust each other. The trusted intermediary’s role is key. The question is…
Britain’s digital divide: 7 million households have no internet access
7 million households have no internet access according to the UK’s House of Lords’ Communications and Digital Committee (CDC) published, who its report at the end of June titled: Digital exclusion. Summarising their findings they say that the Government has “no credible strategy” to tackle digital exclusion. That’s a good start isn’t it? Statistics flagged…
The Top 10 of everything FinTech!
Nice update this week regarding the Top 10 of everything FinTech from FinTech magazine. First, they listed the Top 10 UK FinTechs by value: Clearbank is a Centaur, valued at $590 million Atom is also a Centaur, with a valuation of $596 million PPRO moves us into the Unicorn world, with a value of $1…
I was asked to contribute a Golden Nugget. Golden Nuggets is a theme created by Joe Foster, the founder of Reebok. Golden Nuggets is a platform to help “raise the consciousness of humanity by sharing wisdom, truth, vulnerability, positivity and kindness”. Here’s mine:

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...