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Shaping the future of finance

The Finanser’s Week: 24th July – 30th July 2023

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This week's main blog discussions include ...

Should a bank close a customer’s account because they disagree with their views?

From The Times: ‘Until last summer, Nigel Farage had dealt with the same relationship manager at Coutts for years. Then Mark Pierce left for the rival private bank Arbuthnot Latham, and responsibility for the outspoken Brexiteer’s accounts passed to a Coutts executive named Min Fung …

How should banks identify bad actors?

As the Nigel Farage affair rolls on, with resignations and regulations flowing fast, I was struck by one comment in The Financial Times, where a financial analyst said that these changes could prove challenging. “How does it work if a bank is being told ‘we’ll rip your arms if you process money for the wrong people’,…

What was the point of #Brexit?

Seven years after the vote and Britain still feels European whilst not being in European Union. What’s the point of that? In particular, there’s a fair dilemma about regulations in banking in Britain. Should they stay aligned with the EU or go their own way? I guess the more telling question is: what was the…

Data is AIr

A while ago, I cited one of the lessons of Doing Digital is that data is the air that we breathe: Data is the new air, and the banks that breathe the best will win (Noember 2017). Data is not oil, a rare fossil fuel that is finite; data is ever present, ever

Preaching to the unconverted

For many years now, I have pleaded with bank executives to change. Begged for them to be digital. Prayed that they get the message and transform. Looking back over presentations made in the 2000’s and 2010’s, the message is the same: the leadership team need to ‘get it’. Get what? Get the fact that you …

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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