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Shaping the future of finance

The Finanser’s Week: 18th December – 24th December 2023

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This week’s main blog discussions include …

Are banks and fintechs partners, competitors or suppliers?

Over the past decade+ we have seen thousands of fintechs arise. Many are challenging and disrupting, whilst many more are providing and supplying. What is the role of a fintech? My advice is that fintechs are there to fix the things that banks do badly and offer service to those who banks don’t serve. The…

The Deep Fake Decade: when world leaders have no idea what is real or not real

In case you missed it, Vladamir Putin did a media conference the other day and it did not include just the press, but the general public too. Questions like “when will the war end”, “why does my mobile phone say that I’m no longer in the Russian network when travelling to Crimea” and “tell us, when will our lives get better?” are examples of what was asked.

The AI versus EI war

2023 has been the year of artificial intelligence (AI) thanks to the launch of OpenAI’s ChatGPT, acquisition by Microsoft, integration with Bing and mad scrabble by Google, Baidu and more to keep up. This will continue in 2024 and, if anything, become even more of a war between big tech firms and their delivery of…

Looking back at 2023

As usual at the end of the year, I look back and see what was of most interest in the blog over the last 12 months. So, here goes: #10 Will Silicon Valley Bank kill the FinTech industry? “When you’re not working, what do you do to de-stress?” was the last question Greg Becker, CEO…

Happy holidays

To my readers and friends, I wish you a fantastic holiday season. My only wish is that, in 2024, we can have more peace and love. Wishing you all my very best.

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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