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The Finanser’s Week: 11th March – 17th March 2024

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This week’s main blog discussions include …

How the Wirecard story unravelled: an interview with Dan McCrum who broke the truth

I’ve been following Dan McCrum, the investigative journalist with The Financial Times, for quite a while. He’s the guy who broke the Wirecard story, even though it could have meant quite a lot of personal danger. If you haven’t read his book The Money Men, I can strongly recommend it or, if not, watch the…

Where is Wirecard’s Jan Marsalek?

After yesterday’s chat with Dan McCrum of The Financial Times who broke the Wirecard story, wrote the book about it, helped create the documentary on Netflix and is an all round good guy, I wondered whatever happened to the key instigator, organiser and mastermind behind the fraud, Jan Marsalek. Dan: It did feel quite dangerous…

Is it true that challenger banks no longer challenge?

In the 1990s, I got very excited about a number of challenger banks. Sainsburys, Tesco and Virgin all launched new banks in the UK, and there were several others worldwide such as the (David) Bowie Bank and the G&L (Gay and Lesbian) Bank. Where are they now? Nowhere. Sainsbury bank is up for sale, Tesco…

eToro shows why old banks just don’t get it

It’s not just AI that’s hot, but there is still the metaverse, augmented reality (AR), virtual reality (VR) and more. So, I’ve been friends-ish with Yoni Assia, the co-founder of eToro, for many years. The story of eToro is pretty amazing actually. If you’re not familiar with it, you can find a summary over here…

Half of start-up founders are ready to quit

A really interesting survey by Sifted appeared this week* about start-up founders. It’s not specific to tech of fintech, although that’s the bulk of Sifted’s audience, but the results are fascinating. The reason? The fallout of funding. I called out a fintech bloodbath over a year ago (October 2022) and, a year later, here it is,…

Who do you trust?

There are perennial questions that come around all the time: Do banks need branches Why are banks so bad at stopping bad actors (AML and KYC) Will we end up cashless Can banking be run by machines Are banks needed (disintermediation) Can regulators keep up Can we create a system that has no government involved…

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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