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Shaping the future of finance

The Finanser’s Week: 24th June – 30th June 2024

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The main blog discussions this week include …

A financial offer to die for

I attended a meeting this week presenting a variety of startups and their ideas. All of them were great, but one stood out for me: Fairwill. Obviously playing on the word farewell, Fairwill provides an exit policy for humans … as in death specialists. It sounds morbid but there’s only two certainties in life: death…

AI is a huge mistake (if you don’t understand what it’s for)

It does amaze me how many people in banks and technology firms talk about Cloud, Big Data, Artificial Intelligence, Fintech, Blockchain, Apps, 5G, Analytics, APIs and more as though they are all buckets. They are buckets of technology, but in each bucket is a use case and, in many, hundreds or even thousands of use…

Think of your systems like music

I measure a lot of technology change by music. Growing up, years ago, there was nothing more satisfying than buying a vinyl record from a record shop. The smell and feel of the record; placing it on the turntable; listening to the songs in the order they were written; looking at the artwork of the…

Banking 2034: where will you be?

Thinking about banking conferences over the years, there are three main messages that are presented by people on stage: Banks won’t exist in ten years Banks will exist, but it’s all going to be very different Banks will exist, and it’s going to be a lot like today Let’s take #1: Banks won’t exist in…

Innovation is being damaged by lack of confidence in governance

I just got a report on trust from The Institute of Business Ethic’s (IBE’s) (attitudes of the British Public to Business Ethics 2024 survey) in business and politicians. Headlines? Only 14% of 2067 UK adults polled trust that politicians behave ethically in 2024.

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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