This week’s main blog discussions include …
You and your digital twin are in danger
A phrase that’s been rising recently is digital twin. My definition of a digital twin is not the same as others. I would define a digital twin as the digital version of you or your organisation. Over time, you build up a complete digital profile. It can be anything from the holistic version of you…
The fugitive Jan Marsalek, former COO of Wirecard, was also a spy
Or where is Jan Marsalek, part two … As the headlines rolled out last week, I heard a name: Jan Marsalek, the former COO of disgraced fintech star Wirecard. It turns out that he was also the central figure in a GRU, Glavnoye Razvedyvatelnoye Upravlenie (Russian military intelligence unit), operation created to spy across the…
The Top 10 Fintechs 2025, according to Chris Skinner
I don’t like lists. Most are subjective, incorrect and silly. Nevertheless I decided to make a list today of the greatest fintech firms in the world. It is purely from a personal perspective and nothing to do with valuation, relationships or brown envelopes, although the latter is always welcome. So here it is …
Fraud is rife … gov, banks and fintechs are failing to keep up
As many of you will have gathered, the next new book is all about Digital Trust in a Deep Fake World, coming out summer 2026 (I’m working on it now), so I was interested to see two fraud reports from by veriff, the AI-driven identity verification company, this morning. Released today, the reports show fraud…
America sees stablecoins as critical to US dollar dominance
Not sure if you noticed, but this week the U.S. Congress House Committee on Financial Services had a day investigating stablecoins, led by Chairman French Hill. The hearing was entitled ‘Navigating the Digital Payments Ecosystem: Examining a Federal Framework for Payment Stablecoins and Consequences of a U.S. Central Bank Digital Currency’ , and invited various…
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...