This week’s main blog discussions include …
What would you do if you lost a billion dollars?
Whilst walking the dog, I’ve been entertained by a fascinating series of podcasts on BBC Sounds called Fool’s Gold. It tells the story of two detectorists – folks who search everywhere using metal detectors – who found gold dating back to the 8th century. Very rare gold. 300 or more coins plus some jewellery.
Designing the next generation of banking using zero knowledge proofs (ZKPs)
The internet was launched in the 1990s based upon generations of technologies that went before. It was designed for the exchange of information, not value. Now, we live in a networked world of information and value exchange, and are trying to retrofit the mechanisms for commerce to a flawed structure. That is why we are…
Whatever happened to work-life balance?
I was really irritated the other day as my children wanted to sign on to Minecraft and needed to login to our Microsoft account. The annoyance was two-fold: (a) the Microsoft account has all of my business data in there; and (b) I couldn’t remember the username and password. An hour later it was all…
It ain’t what you do, it’s the way that you #revolut it
Revolut just dropped their annual report and the numbers are simply stunning. In 2024, Revolut processed over £1 trillion in transaction volume, a 52% jump from the previous year, and customer deposits grew to £30 billion. Extraordinary fact: Revolut now serves more customers than HSBC! The question I hear you ask is: why? Why are…
Citi predict 2025 is when stablecoins explode!
Surfing as usual, I stumbled across a new report by Citi talking about Digital Dollars, and how banks and public sector would drive blockchain adoption. So, what does the digital dollar mean? Citi’s view is that “2025 has the potential to be blockchain’s ‘ChatGPT moment’ for adoption in the financial and public sectors. A supportive…
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...