This week’s main discussions include …
I keep thinking about what an Intelligent Bank means. What is an Intelligent Bank? Well, strip it back to basics. An Intelligent Bank is a bank that is so embedded and intimate with my digital finance that it can predict what I should do, could do and can do next. It knows when I’m being…
After talking about an intelligent bank yesterday, I found a huge challenge with a dumb bank today. It started because I just got a charge for a renewal of a subscription that I didn’t know I had. The charge was made from my AMEX card via PayPal, so I launched questions with both. PayPal was…
I’ve talked for some time about bot-to-bot payments in the Agentic AI world. The idea is that you won’t have to think as money thinks for you, and payments will transfer automatically without intervention. Moving this forward is a recent announcement from Google, which has developed the Agent Payments Protocol (AP2), an open framework that enables agents…
The rise and fall of human interaction
A news item arrived in my inbox describing the rise of internet and social media usage worldwide. It specifically reports which countries are using the internet the most. I somewhat disagree with the results, but it is interesting to see the ranking. According to their research, the United Arab Emirates (UAE) ranks as the #1…
The Bank of England is pretty opinionated about Fintech
I just stumbled across a rich vein of information from the Bank of England on Fintech! Interestingly, they state that their “work focuses on three cross-cutting technologies: artificial intelligence (AI), distributed ledger technology (DLT), and quantum computing”. Urmmm … what about crypto and CBDCs? Anyways, the bank makes clear that it is committed to support…
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...