Things we're reading today include ...
Cryptocurrency is money, rules South African court
Bitcoin falls below $62,000, triggering $1.5 billions in cryptocurrency liquidations
AI cyber security risk ‘top of list’ for banking threats, says UK regulator
Lloyds customers unable to make payments due to IT glitch
Customers vent frustrations as Lloyds Bank tech goes down
Citi ramps up AI-driven testing in race to modernise legacy systems
Lloyds, HSBC and NatWest get OpenAI access amid mounting concerns
Fintech revenues hit record $504B in 2025: study
Fintech firms grew four times faster than traditional banks in 2025
Fintech startups are making "a bunch of AI slop" but it's okay
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...