This week’s main blog discussions include …
Who are the top fintech firms of 2026?
I was thinking about the companies I reference often as hot fintech start-ups and then realised that they are no longer start-ups. They are companies building the infrastructure, intelligence and operating systems that banks, businesses and consumers increasingly depend upon. Who are they? At the top of the league sits …
I noticed a post from Andreas Horn this week announcing that he was leaving IBM after eight years helping shape its AI strategy. It wasn’t a resignation post. It was a reflection on what he had learned, and his observations neatly capture where we are in the AI revolution. His biggest lesson was that almost…
Stablecoins, AI and innovation: where is the handbrake?
Yesterday, there were a few headlines that caught my attention as they are all related. The first two were about stablecoins and whether you can trust them: Bank of England and Financial Conduct Authority’s approach to joint regulation of systemic stablecoin issuers BIS report flags stablecoins’ flaws, dollarization risk For the past few years, the…
What jobs will our children have in 2050?
We are all worried about the threat of AI. AI will make humans redundant. AI will take all of our jobs. AI is an enemy. This always happens when technological innovation progresses humanity to a new level of thinking and working. In fact, every few years the world invents a new reason to panic about…
Your financial mistake isn’t money … it’s time #YOLO
One of the more interesting articles I read over the weekend wasn’t about artificial intelligence, stablecoins or digital banks. It was about something far more uncomfortable: regret. Specifically, the financial regrets people reach in their sixties. At first glance, the list looks predictable: people wish they had saved more, invested earlier, worried less about spending on…
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...