Chris Skinner's blog

Shaping the future of finance

Regulation

The biggest barrier is our legacy mentality

On regular occasions I talk about disruptive models of banking and payments, such as complementary currencies, the new European Exchanges, Paypal, Zopa and SmartyPig. The aim is to illustrate that there is the potential to do banking without banks. This is not to say that I believe people want to do banking in a different…

Building Societies hate our compensation scheme

I blogged recently about the Financial Services Compensation Scheme (FSCS) being a method of robbing the prudent to protect the irrational.  The blog was motivated by discussions with our Building Societies (thrifts) who are comlaining that this is a tax levied upon building societies, who own many of the major deposits of UK citizens today,…

Building Societies hate our compensation scheme

I blogged recently about the Financial Services Compensation Scheme (FSCS) being a method of robbing the prudent to protect the irrational.  The blog was motivated by discussions with our Building Societies (thrifts) who are comlaining that this is a tax levied upon building societies, who own many of the major deposits of UK citizens today,…

Building Societies hate our compensation scheme

I blogged recently about the Financial Services Compensation Scheme (FSCS) being a method of robbing the prudent to protect the irrational.  The blog was motivated by discussions with our Building Societies (thrifts) who are comlaining that this is a tax levied upon building societies, who own many of the major deposits of UK citizens today,…

Debunking card myths with John Chaplin

Here’s another blog with multimedia inserts, this time discussing John Chaplin who presented at the Club this week about trends in debit and credit cards. Now John should know what he’s talking about as he is European payments adviser for First Data,  liaising closely with the European Commission, European Central Bank and other regulatory authorities…

Debunking card myths with John Chaplin

Here’s another blog with multimedia inserts, this time discussing John Chaplin who presented at the Club this week about trends in debit and credit cards. Now John should know what he’s talking about as he is European payments adviser for First Data,  liaising closely with the European Commission, European Central Bank and other regulatory authorities…

Debunking card myths with John Chaplin

Here’s another blog with multimedia inserts, this time discussing John Chaplin who presented at the Club this week about trends in debit and credit cards. Now John should know what he’s talking about as he is European payments adviser for First Data,  liaising closely with the European Commission, European Central Bank and other regulatory authorities…

The true power of low latency for Europe’s MTF’s

Last Thursday was one of those days where you wake up knowing it’s going to be a good one and you go to bed realising that it was … for some that is, but not for everyone. In my case, I was up with the birds to get into the City and chair a conference…

Chi-x

Sir Fred and that pension

I've kept away from commenting too much about Sir Fred Goodwin's pension furore that has been the major media story in the UK for the past week because: (a) it's old news;(b) it's just a distraction from the real news;(c) if it was my pension, I'd keep it;(d) Fred's got the pension, legally, and he's…

Fred page 1

Sir Fred and that pension

I've kept away from commenting too much about Sir Fred Goodwin's pension furore that has been the major media story in the UK for the past week because: (a) it's old news;(b) it's just a distraction from the real news;(c) if it was my pension, I'd keep it;(d) Fred's got the pension, legally, and he's…

Fred page 1

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