Chris Skinner's blog

Shaping the future of finance

Siri once worked for a Bank!

Chris Skinner Author Avatar
Tillie the ATM

I was mulling around the internet this week, and stumbled across this video of Susan Bennett talking about how she provides voice services for technology companies as a voice actor.

What she didn’t realise, until a friend told her, is that one her recent acting jobs had landed her the job of Siri on the iPhone.

Siri is the intelligent personal assistant and knowledge navigator that uses a natural language interface to answer questions, make recommendations, and perform actions for iPhone users through sending requests to a set of web services.

Siri’s software is really clever, and adapts to the user’s individual preferences over time, personalising results.

Also, just in case you didn’t know, the name Siri is Norwegian and means “beautiful woman who leads you to victory”.  It was chosen as it was the name of the developer’s first child.

Now the link with banking.

Susan Bennett, the voice of Siri, was also the voice of the First National Bank of Atlanta’s ATM!

First National Bank of Atlanta (acquired by Wachovia and now Wells Fargo) was concerned that the relatively new Automated Teller Machine (ATM) it introduced in 1974 would appear cold and difficult to use.

In those days, customers were accustomed to walking inside a bank and chatting with a pleasant teller, so First National named their ATM “Tillie the All Time Teller”, and put the face of a smiling blonde girl on the front of the machine.

Tillie the ATM

“Tillie” looked inviting to customers and suggested that the machine was highly user-friendly.

Did it work?

Sure did.

Tillie launched one of the most successful ATM systems in the banking industry.

In their efforts to promote Tillie, First National hired a blonde actress who wore a red and white polka-dotted dress in TV ads.

Tillie that ATM1

She sang: “I’m Tillie the All time Teller, I work for First National Bank” as she stood beside the machine.

In another Tillie ad, a balding, middle-aged man approached the machine singing, to the tune of the classic “If You Knew Susie”

Oh, if you knew Tillie like I know Tillie

Oh, oh, oh, what a girl!

She works to please me, to make life easy

Oh, oh, she makes my banking smooth and breezy

Day or nighttime, I don’t care

When I need money, I know my all-time teller’s there!

If you knew Tillie, like I know Tillie

Oh, oh, oh!

For Tillie’s second birthday, she was toasted to the refrain of “For She’s a Jolly Good Teller.”    As the song ended in the ad, a drawer opened and blew out three candles!

The bank also hired Tillie look-alikes to help customers at branches learn how to use the machine.

Tillie the ATM

Personalising this new technology worked for First Atlanta. Customers enthusiastically embraced Tillie and helped her maintain one of the highest transaction rates per machine of any such service in the country. By 1977, Tillie was so popular that three other banks purchased rights to the program.

There were even t-shirts and more.

Tillie t-shirt

Just goes to show that humanising technology makes a difference, and gives me a gratuitous ability to post my favourite episode of The Big Bang again.

Tillie’s pictures and story are taken from the Wells Fargo blog 


Chris Skinner Author Avatar

Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on Twitter!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Top 50 Global Thought Leaders and Influencers on FinTech 2023

Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

Thinkers360 Thought Leader

Contact Me

Global Awards

Lifetime Achievement Award

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award


Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser