Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 16th January – 22nd January 2023

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This week’s main blog discussions include …

Just when you think that crypto has failed …

Just when you think that cryptocurrencies are unregulated and ridiculous, the industry spends four years to work out a set of standards to ensure trust. Who would have thought it

Has crypto failed?

I’ve enjoyed the rise and rise of the Libertarian dream of ungoverned finance. In 2022, facing the reckoning, it’s now quite funny to see the Libertarians saying we need regulations. As I’ve always said: you cannot have money without governance. The challenge here however is what governance? Do we need central banks and nations to…

We have Open Banking … can’t we have an Open World? #Davos

This week is Davos week when the mega-rich and powerful gather in a mountaintop miles away from any airport access, apart from private aircrafts of course. The theme of this week’s Davos is Co-operation in a Fragmented World “We see the manifold political, economic and social forces creating increased fragmentation on a global and national…

What should banks do to save the world?

I was surprised to be voted one of the leading thinkers on Climate Change by Thinkers360 … Delighted to find myself as one of the top thinkers about #ClimateChange 2022 from @thinkers360 — Chris Skinner (@Chris_Skinner) January 3, 2023 It’s probably based on my last book, and I don’t think of myself as a climate…

Hacks and attacks: what’s the right level of defence?

I watch the Ukraine-Russia conflict with anguish. The loss of life and property is appalling, and the bombing seems relentless. But I wonder why we fight wars with bombs today, when we could just as easily fight with computers. If you bring the network down, you win. Suffice to say that in the Ukraine-Russia war,…


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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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