Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 8th May – 14th May 2023

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This week’s main blog discussions include …

Who’s afraid of big bad AI?

I am getting more and more blown away by AI these days. Not only is ChatGPT able to write my blogs, but relationships are now run by deep fake robots. In a recent experiment, the US medical council did a blind test of patient treatments, where patient questions were answered by human doctors but, also,…

Would you rather keep cash under the mattress?

After my blog the other day, about the issue with decentralised finance having a lack of governance – who do you call if you lose your bitcoin? – several readers responded by asking: who do you call if you lose your cash? But this is the point. People are using cryptocurrencies as an investment asset….

Can banks meet the needs of government and the people?

I did a search of “Jamie Dimon” the other day, and was intrigued by the results. It reached everything from how cryptocurrencies are dangerous to Jeffrey Epstein, the late sex offender connected to everyone from Prince Andrew to Jes Staley, formerly with JP Morgan and CEO of Barclays. The search made me realise how much…

Ethics and finance … how do they align?

I was asked for an interview the other day by Sonya at Machinelab Venture and decided to say yes. It gives you a good view of me. So,here we go ...

#Revolut is crying because Britain doesn’t love them

After Brexit, I hear and read a lot of negative things about doing business with Britain these days. The latest is Revolut complaining that Britain doesn’t like them. That’s not true. It’s more to do with Revolut cannot deliver their accounts on time (they blame the regulator for this) and cannot get the banking licence they want (they blame the regulator for this).

This week’s Fintech Uncut (FU#22)

OK – technically the BoE director of Fintech, Tom Hutton, said that cryptocurrency doesn’t “fulfil any of the functions of money” – but isn’t that the same thing? Maybe he had a hidden agenda? Who knows – but what we do know is that it seems to pay to take over failing banks as yet…

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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