Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 10th July – 17th July

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This week’s main blog discussions include …

The Evolution of Fintech and Its Impact on Banking: A Paradigm Shift by ChrisGPT

I asked ChatGPT to write an article in my style. Here’s what it came up with: Introduction In the fast-paced world of finance, few have embraced the power of technology and innovation as passionately as the fintech industry. Over the past decade, fintech has revolutionized the way we think about banking, disrupting traditional financial institutions…

10 ways in which AI will make finance better

Financial companies rely on streams of data and complex IT infrastructures, and operate in a constantly evolving regulatory environment, making them prime candidates for AI data-driven innovation. However, risks associated will need to be managed. Here are ten ideas as to where these developments will make a difference: Hyper-personalized marketing and customer experiences:By leveraging alternative…

I know I need to change … but into what?

In most presentations, I use this quote from Charles Darwin: It is not the most intellectual of the species that survives; it is not the strongest that survives; but the species that survives is the one that is able best to adapt and adjust to the changing environment in which it finds itself. Although he…

Why CBDCs fail: a lack of trust in authorities?

I spend a lot of time thinking about the way the network is impacting finance. The network is the network of citizens, enabled by mobile smartphones, the internet and cloud computing. The result is that everything can be developed and delivered on a peer-to-peer decentralised basis. The knock-on effect is that governments and centralised institutions…

Why is the bank asking me if I’m a Mr, Mrs or Ms?

A new Pew Research report documents that, in 2021, 68% of 25-year-olds were living outside their parents’ home, 22% were married and 17% had a child, according to a Pew Research Centre analysis of the most recently available Census Bureau data.

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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About Chris Skinner

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Top 50 Global Thought Leaders and Influencers on FinTech 2023

Chris Skinner
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Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award


Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser