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Shaping the future of finance

The Finanser’s Week: 4th September – 10th September 2023

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This week’s main blog discussions include …

What happens to crypto when you die?

It used to be simple: you died, left a will, told everyone where the money was, they shared it. Now, is it more complex? You die, leave a will, tell everyone where the money is … but the password was changed or has expired or your account is inaccessible for various reasons, as in you…

Stack IT high, sell IT cheap

I was not amused to hear that a UK council is bankrupt. The council blamed an IT system that cost the earth. The IT system was meant to cost £19 million, but exploded over time to a cost of over £100 million. This is nicknamed the Oracle disaster by The Register, but it runs deeper…

A three-sided bank: customer, community and the planet

I recently was introduced to VDK Bank, a community bank based in Ghent, Belgium, by Rik Coeckelbergs. The bank has done something interesting, launching a three-sided coin. The idea is to triple your thinking. The three-dimensional bank focuses upon customer, community and then the third dimension is to think about how money impacts the planet….

But a faster horse sounds pretty good to me (not)

I’ve known some companies around the fintech space for years, one of which is Backbase who have kindly invited me to speak at a couple of their events in Q4 (Amsterdam, Bangkok). The theme they are promoting is to dream big or, as Backbase’s CEO, Jouk Pleiter, puts it: “the idea is a big endorsement…

How onchain is your bank?

I bumped into an interesting online debate the other day, that started with Brian Armstrong, the CEO and founder of Coinbase, who always has something worthwhile to say. His opening line on a recent Coinbase blog is a good example …


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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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