Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 20th May – 26th May 2024

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This week’s main blog discussions include …

Is this the bank that JK Rowling based Gringotts on?

I found a great interview the other day with Bella Hoare, a partner and director at the world’s oldest privately owned bank, C Hoare and Co. The bank has been run by the Hoare family for 12 generations, and was originally set up as a goldsmiths by Richard Hoare in Cheapside in 1672. Almost twenty…

Is Scarlett Johannson going to take over the world?

I’ve been thinking about the dangers of AI a lot lately, especially how deep fake scams could convince people to invest in markets endorsed by fake celebrities. So, when discussing this, a member of the audience asked me if the regulators are prepared for this wave of disruption and I said ‘no’ …

Banks are not stupid … just massively challenged

I talk a lot about the platform economy where the network joins us all together. In that economy, like life on Earth, there are many players. 1000’s of companies, millions of people and billions of capital. The question is: how to connect them? The answer is to be a connector in the connected economy, and…

A world without borders

We all know the world is changing. Every day, we see things changing. The only constant is change. This makes the state we live in today very interesting. I can send a crypto payment from London to Nairobi instantly but, for various reasons, I cannot make a payment to my own account today. That is…

How to digitally refresh to be fit for the future

I recently wrote a white paper for XBP Europe, which you can download (see later). It’s all about how to be fit for the future and digital transformation, my usual subjects. Just to give a taste of the paper, here’s a small extract: The obvious answer is to digitise the corporation. The harder question is:…

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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