This week’s main blog discussions include …
Is the fintech bloodbath over?
I find it hard to believe that two years ago I was writing about a fintech bloodbath and, two years later, it continues. The drying up of funding, the post-pandemic recession, the way in which the markets were moving from funding to divesting. It seemed a bit unreal. So, has it got better? No. In…
Goldman Sachs: “At the end of the day, we are a purely digital business”
I enjoyed listening to the Odd Lots podcast from Bloomberg this week, as they were interviewing Marco Argenti, the Chief Information Officer at Goldman Sachs about AI. They even transcribed the whole thing. As AI in banking is my big 2024 subject, I listened to the podcast, read the transcript, got the t-shirt and wear the…
How to regulate a Decentralised Autonomous Organisation (DAO)
Anton Golib, Founder & President of SwissAssetDAO, just dropped an interesting update on DAO. What is a DAO? Well, let’s turn to Wikipedia: A decentralised autonomous organisation, sometimes called a decentralised autonomous corporation, is an organisation managed in whole or in part by decentralised computer program, with voting and finances handled through a blockchain. In general…
The Wild West of Crypto: an Insider’s Story
As someone who has been involved in bitcoin since 2011, you would think I would have retired by now to a beach in the Caribbean. Instead, I am still working as hard as ever, as most of my crypto hodling went south (checkout my crypto archives here). Speaking of which, there is a brand new…
America’s pay-by-bank: nothing new?
I find it weird as my news waves have recently been drowning in pay-by-bank PR and marketing. Finally, I decided to see what this pay-by-bank news was all about and it turns out that it’s the USA finally allowing A2A payments. Wow, big news … not. The thing about the USA is that their payments…
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...
