The Finanser’s Week: 24th November –  30th November 2025

This week’s main discussions include …

Those who built our digital world are digging our graves

Just stumbled across an update from Stephen Klein, one of the leading voices on LinkedIn. He wrote a fascinating update about how the digital billionaires are insuring themselves for the possible impact of an apocalypse and are spending billions on this. Mark Zuckerberg has spent millions on a compound in Hawaii that covers 1,400 acres. Underground tunnels…

Don’t believe what you see online

I started a theme two years ago, in prep for the next new book, about how we can trust people digitally. In a deep fake world, we cannot. A good example is the Hong Kong staffer who transferred $25m to an account after talking with her deep fake CFO in a video call. The critical…

The problem with subscription services

I really hate subscription services online. There are many that automatically renew without me knowing and, even worse, there are those that you sign up to without even knowing. A good example is one I discovered on my bank account the other day. Apparently I had signed up for a service that costs £3:00 a…

Does your financial provider give you a shallow or deep relationship?

As usual, clicking over LinkedIn, I got a chart that made me sit back and smile a bit. What chart? This one: Source: Brice Groche, LinkedIn The chart outlines the revenue models of Europe’s digital finance firms, and what it made me realise is the big difference in strategies of challenger banks and start-ups. When…

I spit on my bank

Half a century ago, people thought that the average person wouldn’t remember a six-digit PIN*. A quarter century later, we got usernames and passwords by the bucketload. Now, we have so many loads of buckets, each of which are meant to have their own individual access codes, none of which we can remember, that the whole system is screwed. Welcome to the digital age.