Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 19th January –  25th January 2026

This week’s main discussions include …

Stop “living within a lie”, Mark Carney #Davos

Everyone has been hailing Mark Carney’s speech at Davos as one of the GOAT speeches of the 21st century. It forced me to take out 15 minutes to listen to it, and yes, it is a great speech. Well worth the time. Mark Carney is Prime Minister of Canada, and the former Governor of the…

Quantum computing: a threat or opportunity?

I often talk about quantum computing and how it could break the encryption keys of our current financial system, including bitcoin and cryptocurrencies. In fact, the first time was seven years ago, when I referred to The Quantum Resistant Ledger. Even way back then, there was a company working on ideas to avoid encryption…

How will we trade with aliens?

Waking up today, I am shocked to see the headlines about aliens wrecking the world’s financial markets. Apparently, various American politicians have kind of confirmed that aliens are real, admitting to an 80-year cover-up including Dulce Base in New Mexico and Area 51, Nevada. The reason this came up today is that, if confirmed true,…

Is your attitude to money shaped by your genes or your learning?

I’ve been talking with many friends about genetic versus environmental development. Back in the day, this was a big discussion in my Sociology classes. How much of your personality is genetic versus environmentally developed? Is it nature or nurture? This is a question raised regularly by psychologists and researches and, as a father of twin…

Ant International continues their global expansion

I just had a great visit to Kuala Lumpur, a place I go to often as I have many friends there. This time I also witnessed the launch of EPOS360, an AI-driven growth platform of Ant International targeted at small businesses. What is EPOS360? Well, you can read the press release, but here is my…

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...