Chris Skinner's blog

Shaping the future of finance

Payments

The Ingredients of a Viennese Whirl

Hi everyone.  After a week away, I’m back: relaxed, recharged and reinvigorated. I don’t know about you, but when I get back to the office I immediately wonder, “What’s happened? What’s new? What’s changed?” Looking at SIBOS, the SWIFT tradeshow starting in Vienna next week, one thing that should be changing faster is SEPA’s implementation…

How many cards are left in Chip&PIN terminals every day?

The banking industry continually seeks to find cost-effective methods to minimise fraud, although often in a way that creates issues or insecurities with the customer.  A great example is the UK’s implementation of Chip&PIN, with Canada, France and other countries implementing similar programs. From a personal perspective, the one thing I have noticed is that…

eBay and PayPal’s Australian challenge

Is it just me, but the news today that eBay are trying to force all Australian users of its website to use PayPal seems to be a bit of a strange strategy.  Don’t they remember that PayPal succeeded because it was available across all sites and did not have the same restrictive practices or usage…

eBay and PayPal’s Australian challenge

Is it just me, but the news today that eBay are trying to force all Australian users of its website to use PayPal seems to be a bit of a strange strategy.  Don’t they remember that PayPal succeeded because it was available across all sites and did not have the same restrictive practices or usage…

eBay and PayPal’s Australian challenge

Is it just me, but the news today that eBay are trying to force all Australian users of its website to use PayPal seems to be a bit of a strange strategy.  Don’t they remember that PayPal succeeded because it was available across all sites and did not have the same restrictive practices or usage…

Do recessions make banks redundant?

In times of crisis, there is danger and opportunity, and this is no truer than when there is a recession, stagflation or war. In the 1920’s for example, during the runaway hyperinflationary times of the Weimar Republic, Germans started to create alternative economies using local currencies. This is because the national currency was effectively worthless…

Social networks and the future of money

Social networks have created new forms of money already and, as I spend more time playing with these virtual currencies, I can see how they may become the future of money, from a retail and consumer viewpoint anyway. For example, last November, I wrote about the threats of money laundering in virtual worlds. At the…

Social networks and the future of money

Social networks have created new forms of money already and, as I spend more time playing with these virtual currencies, I can see how they may become the future of money, from a retail and consumer viewpoint anyway. For example, last November, I wrote about the threats of money laundering in virtual worlds. At the…

Social networks and the future of money

Social networks have created new forms of money already and, as I spend more time playing with these virtual currencies, I can see how they may become the future of money, from a retail and consumer viewpoint anyway. For example, last November, I wrote about the threats of money laundering in virtual worlds. At the…

More smart cards than humans

There was a nice little press release from research firm IMS this week headlined, “Smart Card Global Domination Nearing Completion”. The report is all about the fact that there will be over seven billion smart cards issued in 2009. The human race won’t reach seven billion people until 2011, so there will be more smart…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Top 50 Global Thought Leaders and Influencers on Finance 2024

Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award

TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser