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Shaping the future of finance

The Finanser’s Week: 19th September – 25th September 2022

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This week's main blog discussions include ...

If finance was a football team

I had this strange dream the other night where I wondered what a financial institution would look like as a football team. Sure, it’s a weird thing to dream about, but it made sense, so I woke up and wrote down the dream before going back to sleep again. Here is that dream: Welcome to…

Why do we always end up with another standard?

Do we just end up with another standard? This cartoon strip amused me … … shared by my friend Theo. In fact, I blogged a while ago [2016] about “Standards – which one do you want?” The thing is that standards strike at the heart as to why blockchain has not really worked yet [I also…

Will Visa and MasterCard survive?

I spotted an update from a colleague the other day, questioning the future of the big card processing companies. For me, they are a duopoly. Processing more than three-quarters of world card payments, and terminals and paypoints everywhere online and offline, I cannot see Visa or MasterCard (MasterChip?) disappearing in the near-term. That leaves a…

What happens when the bank robber is the bank?

We’ve seen failures of systems in Zimbabwe, Venezuela and other nations. What if it was here? You think everything is stable, secure, reliable and resilient, and then suddenly it isn’t. Does this sound far-fetched? Well, it’s not. It could happen anywhere. I’ve been lucky enough to be in mostly positive worlds, where governments have ruled well…



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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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Chris Skinner
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Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

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Portal to the Knowledge Base of the Financial Services Club UK 2022

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About Chris Skinner

Presentation at ZBP, September 2020, Warsaw, Poland

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser