Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 13th February – 19th February 2023

Chris Skinner Author Avatar

This week’s main blog discussions include …

Why the 1% will always be the 1%

There’s that line in George Orwell’s Animal Farm: All animals are equal but some animals are more equal than others It always makes me feel slightly uncomfortable, as it would be nice if we had an egalitarian world where everyone was equal … but it’s never going to happen. This struck me when I was…

A decade of fintech failure? I don’t agree …

Isn’t the message of the start-up world to fail fast and pivot? Grant Easterbrook, a fintech consultant and former founder of Go Forward, writes on Techcrunch about four areas of FinTech that didn’t live up to the hype and, in his words, failed. I was intrigued by this, as I don’t think any part of FinTech has failed. Equally, even if it has, failure is good. You learn from mistakes. So, I’m going to pick his thoughts apart a little and give my own take.

FinTech is flourishing, not failing

I blogged the other day about a decade of FinTech failures, but FinTech is not failing, it’s flourishing as demonstrated by the numbers. For example I took note of Innovate Finance’s analysis of FinTech 2022 a month ago. The key headlines are: The total capital invested into FinTech globally reached $92 billion in 2022, a…

What is a stablecoin?

The Wall Street Journal reports that Paxos,  a company focused upon stablecoins, has been issued with a notice they are to be sued by the New York Department of Financial Services (NYDFS). Sources cited by the Wall Street Journal (WSJ) say the U.S. Securities and Exchange Commission (SEC) plans to sue Paxos for violating investor…

Tomorrow, my love will be a deep fake?

I spend every day thinking about tomorrow. I’m now kind of troubled about tomorrow when I think about yesterday. Many things of old were great. The fact they’ve all gone or are going is maybe an issue.

The fact that vinyl disappeared, replaced by CDs and now streaming was something. Yet, it’s weird,

Is humanity losing something due to digitality?

A long time ago – so long ago that most people reading this weren’t born or had just started school – I said to my boss that cash machines were dead. At the time, I worked for NCR which stands for National Cash Registers, the cash machine company. The comment was not a popular one.

This week’s FU!

Valentine’s Day often results in a few breakups and this week saw the 2019 marriage between FIS and Worldpay come to an end as FIS announced they will be spinning off Worldpay Merchant Services. Our quizmaster was back on vocals again but rising prices turned our stomachs more than his singing did!


GridBlog IndexCategories
Chris Skinner Author Avatar

Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog,, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Top 50 Global Thought Leaders and Influencers on FinTech 2023

Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

Thinkers360 Thought Leader

Contact Me

Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award


Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser